Business financing through bonds

The projects we finance must meet criteria shaped both by the regulatory environment and our own selection principles. We aim to offer investors only the highest-quality investment opportunities.

• Amount: from €1M to €5M per year, per project or company.
• Sectors: we prioritize real estate and renewable energy, as well as projects that can offer real estate as collateral for investors. We’re also open to financing other growing businesses.
• Reputation and track record: we aim to work with companies of impeccable reputation, a strong credit rating, and a consistent history of meeting their obligations.
• Bond terms: we typically offer investors annual interest rates of 6–10 % (excluding the distribution fee) and bond maturities of 6–24 months. Terms are shaped by market conditions, investor demand, the company’s financial standing, and any available collateral.
• Distribution fee: issuers pay the platform a one-time placement fee of 2–3 %, depending on the amount they plan to raise.

Bond financing is flexible and suits a wide range of situations:

• Flexible options. Bonds can serve as your only debt instrument alongside equity, be combined with bank financing, or act as a bridge between different funding stages — for instance, as a debt instrument until a project secures bank financing. Bonds also come with no amortization, meaning the borrowed amount is repaid in full at maturity.
• Simpler and more cost-effective. BeMyBond issues bonds under the crowdfunding regulation, which makes the process simpler, faster, and less resource-intensive than issuing bonds through a bank or a broker.
• Fast and convenient process. Our small, highly experienced team can organize bond financing exceptionally quickly. Our clients also appreciate that we handle the entire process and communication — all you need to do is provide the necessary information.